Nature can wreak havok with a home or business any time of year. Winter storms can result in wind damage, leakage from ice dams, water damage from frozen pipes, or even collapse from heavy snow. Warmer weather storms can also produce damage from wind, hail, lightning, fire, and tonadoes. Sometimes, the insurance claim process may leave you wondering if you are receiving a claim that is comprehensive enough to properly repair all the damage and completely restore your property. If a disagreement arises, most policies have a process whereby the claim can be challenged. That is where we can help. We will conduct an independent inspection of the damage to your property and recommend a comprehensive repair scope. Our report, which details the damage and repair scope, is submitted to your insurance company. If the adjustment process is not completed to your satisfaction, most policies include provisions for an umpire to review the claim and make a final determination of the damages and necessary repairs. Your insurance company will typically provide a list of umpires and you are able to choose one from the list. We can also provide access to contractors and public appraisers for further assistance. Time is critical in this process. The sooner the inspection can occur after the weather event, the better. |